1. 9 miles from the pristine beaches, this concrete block home is a sanctuary of security, comfort, and refined beauty. Situated in a peaceful community with a low HOA fee, residents have access to a pool, playing fields, and tennis courts, enhancing the lifestyle of convenience and leisure. This lakefront gem boasts a wealth of updates, ensuring peace of mind for years to come. All new impact-resistant windows, including a stylish front door and eyebrow window, complements a new roof installed in 2020. The HVAC system and hot water heater, both updated in 2021, further secure your investment. The home’s exterior shines with a freshly painted facade, a widened paver driveway, and a new garage door, while the well-maintained shared irrigation well with a new pump (2022) ensures lush landscaping year-round. Inside, details have been thoughtfully curated: from the porcelain tile flooring throughout to the high-end finishes in the kitchen, including a GE microwave and dishwasher (both 2024) and a French door refrigerator (2021). The master bath, completely redone in 2021, features a tiled shower, high vanity, and comfort toilet, offering both luxury and practicality. Additional touches like customized closet systems in every closet, plantation shutters, and Big Ass ceiling fans in the living and dining areas contribute to a sense of serene elegance. Located in flood zone X, this home not only provides stunning views and modern amenities but also the peace of mind that comes with a home both updated and well maintained, making it the perfect location for those who value comfort, quality and lifestyle. See feature sheet for a detailed list of benefits
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $451 | $451 | $451 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,795 | $2,795 | $3,635 |
Total Monthly Payment | $3,337 | $3,337 | $4,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.