Welcome to your new home! This adorable ranch-style house is perfect for first-time home buyers seeking comfort and convenience. Located at the end of a quiet street, this gem provides tranquility while still being close to all that Spartanburg has. With three cozy bedrooms and one and a half bathrooms, this home provides ample space for you to settle in and make your own. The nearly half-acre lot is a true highlight, featuring a lovely above-ground swimming pool—ideal for summer fun and relaxation. The spacious yard is adorned with a few mature trees, adding a touch of nature to your outdoor space. Step inside to find a freshly painted interior, with new granite countertops and cabinets installed in 2023 that bring a contemporary flair to the kitchen. The home's new siding and windows, updated in 2022, not only enhance its curb appeal but also improve energy efficiency and comfort. Located in Spartanburg's sought-after School District 6, this property ensures that excellent education options are just a stone's throw away. Don't miss out on this fantastic opportunity to own a home that combines modern updates with the charm of a classic ranch. Come see it today and imagine the possibilities of making this house your home!
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Our Executive Mortgage Banker:
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$155,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $124,000 | $124,000 | $124,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $69 | $69 | $69 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $753 | $753 | $980 |
Total Monthly Payment | $896 | $896 | $1,123 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.