Experience open views to the north and east from this beautifully renovated 1-bedroom, 1-bath residence. The sun-filled living room is quite spacious and offers the ability to create a bonus room in this area. The large kitchen boasts all-new high end appliances, lacquer cabinets, quartzite countertops, tremendous storage, along with a convenient washer/dryer. A separate windowed dining area or office area complements the kitchen area. The renovated bathroom is a luxurious retreat, featuring full-height tile, a Duravit bidet toilet, a large vanity, and an oversized lighted mirror. The spa-like shower includes both rainfall showerhead and handheld spray faucets. The generously sized bedroom offers double sunny exposure, easily accommodating a queen bed, nightstands, and a dresser. It also includes three full-sized closets. Other features that complete this perfect home: all new electric and plumbing systems throughout, abundant closet space with closet systems, pristine hardwood flooring, and the apartment transfers with an additional free storage space in the basement. Dog-friendly and just one block from Central Park, this building provides a live-in resident manager, a 24-hour doorman, and a new intercom system. All mail and packages are delivered to your door by the staff. Up to 75% financing permitted. No transfer tax. The neighborhood offers easy access to transportation, shopping, healthcare, and schools. Enjoy the convenience of Central Park as your outdoor space in this full-service coop. Don’t miss your chance to make Apt. 10G at 12 East 97th Street your new home—where classic elegance meets modern comfort in the heart of the city. Schedule your viewing today and experience urban living at its finest! Please note: there is a temporary monthly assessment of $216. 80 until December 2026 for ongoing maintenance and improvements.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,199 | $5,390 |
Total Monthly Payment | $4,345 | $4,291 | $5,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.