SELLER TO OFFER $10K TOWARDS BUYERS CLOSING COSTS!Experience coastal living at its best in this stunning 4-bedroom, 3. 5-bathroom home located in vibrant St. Augustine. With a breezy, open floor plan and a MULTI GENERATIONAL SUITE this home adapts to your lifestyle whether you're hosting grand family reunions or seeking a quiet escape. Imagine weekend BBQs in a backyard spacious enough for a possible future pool and a three-car garage that doubles as the ultimate workshop or storage space. The inviting layout seamlessly connects living spaces to the culinary zone featuring a kitchen that could make a chef swoon. Not just a place to stay, it's a short hop to St. Augustine's historical sites and picturesque beaches, ensuring there's always something to discover. Natural light floods through generous windows, casting warm glows on the tastefully appointed rooms. Whether it's the tranquil mornings or the easy evenings on your lanai, this home promises a blend of relaxation and adventur NOTABLE SELLER UPGRADES include custom lighting throughout, screened lanai , fully fenced backyard with privacy fence wrapping around the sides of the house and wrought iron metal for a beautiful view of the wooded lot, water softener, 3 accent walls - board and batten style. This home is ideally situated ~ ST. JOHNS COUNTY SCHOOLS, pristine beaches of St. Augustine and the charming historic district, where you can explore cobblestone streets, dine at delicious restaurants, and soak in the culture of the nation's oldest city. Don't miss out on this extraordinary opportunity to own a piece of coastal paradise. Schedule your private tour today and discover why this home is the perfect blend of luxury, comfort, and convenience. Your dream lifestyle awaitsmake it yours!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $468 | $468 | $468 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
Total Monthly Payment | $3,620 | $3,617 | $4,504 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.