Welcome to your dream home at The Reserve at James Island, where comfort and harmonious living thrive! This delightful 2-bedroom, 2-bathroom condo, nestled within a secure gated community, presents an ideal fusion of practicality and style.
Step inside and experience the brand-new carpeting that extends throughout the living space. The muted color palette on the walls creates a tranquil ambiance, while the large windows in the living area bathe every corner with natural light, making it feel light and welcoming. Entertaining is effortless with an open dining and living combo. The breakfast bar in the well-sized kitchen is ideal for casual meals or enjoying a morning cup of coffee. This home is designed for modern convenience, boasting a dedicated laundry and utility room. Outside, the balcony invites you to savor fresh air, lounging, and leisurely reads. There is also a bonus storage space!
Experience resort-style living with community amenities including a pool, fitness center, indoor basketball court, massage room, business center, social room, and more. Situated in the heart of Jacksonville's central location, you're just minutes away from the Town Center Shopping and a variety of restaurants. Enjoy the convenience of being only a few minutes drive from the beaches, and with easy access to I-95 South and North. Don't miss the opportunity to call this home!
**The community has reached its maximum ratio for rental opportunities. The unit cannot be rented out and must serve as the owner's primary residence.
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Our Executive Mortgage Banker:
Our Insurance Division:
$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,037 | $1,316 |
Total Monthly Payment | $1,410 | $1,383 | $1,662 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.