Step into comfort and serenity with this 2 bedroom, 2 bathroom condo nestled within the coveted Reserve at James Island. Embrace the Villa Milano plan, boasting well-thought design elements including a spacious living area and a serene balcony with bonus storage space.
As you step inside, you'll be greeted by an abundance of natural light streaming in through expansive windows. This abode welcomes you with high ceilings and graceful crown moldings. The walls in the living spaces are newly painted with a sleek color palette, enhancing the overall posh yet modest look of the interiors. The kitchen beckons with ample food prep space, a convenient breakfast bar, pantry, and abundant storage. Indulge in the owner's suite, a sanctuary featuring an en suite bath with a deep soothing tub and a generously sized walk-in closet. Daily chores are a breeze with the dedicated laundry and utility room.
Outside, the balcony invites you to savor fresh air, morning coffee, and leisurely reads.
Experience resort-style living with community amenities including a pool, fitness center, indoor basketball court, massage room, business center, social room, and more. Situated in the heart of Jacksonville's central location, you're just minutes away from the Town Center Shopping and a variety of restaurants. Enjoy the convenience of being only a few minutes drive from the beaches, and with easy access to I-95 South and North. This is the epitome of modern living, comfort, and relaxation. Welcome home!
**The community has reached its maximum ratio for rental opportunities. The unit cannot be rented out and must serve as the owner's primary residence.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $276 | $276 | $276 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,086 | $1,058 | $1,343 |
Total Monthly Payment | $1,437 | $1,409 | $1,694 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.