Move right into this reimagined 3BR classic Cape, the perfect blend of convenience and privacy, situated on a quiet cul-de-sac moments from picturesque downtown Ridgefield. As you enter the lovingly updated main level, an open floor plan provides a light-filled living room with a wood-burning fireplace that flows into a gleaming chef's kitchen and dining area, perfect for gathering with family and friends. You'll find a Wolf range, stainless steel appliances and custom cabinets with plenty of storage. A bedroom (that could also serve as an office or den), full bath, and a mudroom just off the garage round out the main level. Two generously sized bedrooms upstairs share an updated bathroom. Don't miss the amazing finished walk-out lower level that provides ample space for entertaining or an ideal playroom. Easy access to the private and sought-after flat yard. This home is lovingly maintained with fresh paint inside and out and newly refinished hardwood floors throughout. Generator included! Just steps from Main Street and all that Ridgefield has -- shopping, dining, Keeler Tavern, Aldrich Museum, The Prospector Theater, and more!! Don't miss the opportunity to live in CT's first cultural district with top-notch schools!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 11.0 | Main |
Bedroom 2 | Hardwood Floor | 8.0 x 22.0 | Upper |
Eat-In Kitchen | Dining Area,Hardwood Floor | 11.0 x 22.0 | Main |
Family Room | Sliders | 11.0 x 21.0 | Lower |
Living Room | Fireplace,Hardwood Floor | 11.0 x 15.0 | Main |
Primary Bedroom | Hardwood Floor | 11.0 x 22.0 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $607,200 | $607,200 | $607,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $729 | $729 | $729 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,689 | $3,689 | $4,799 |
Total Monthly Payment | $4,510 | $4,510 | $5,620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.