Unique opportunity to claim your piece of Rockhouse Mountain living, where residents enjoy access to the Pea Porridge Ponds! This property is double the fun--featuring two living configurations and located on a double lot! Enjoy the expansive space of the first floor with hardwood floors throughout, a cozy gas stove, and bright windows to allow for plentiful natural light. On the first floor, you'll find the living room and kitchen with great access to the large deck, and enclosed storage space below! The deck has plenty of space for a grill and dining set, ideal for the summer months, plus there’s a hot tub to enjoy the starry nights. The primary bedroom has an ensuite ¾ bath, while the other two nicely sized bedrooms share a full bath in the hall. The lower level is a fully finished ADU with a second kitchen, full bathroom, and large living area. There’s a wood stove to stay cozy, plus a bedroom, great for guests, family, or rentals. The beautiful enclosed porch has plenty of room for relaxation, plus storage, and leads out to the 1+ acre double lot. The double lot currently serves as a well-wooded buffer, but could potentially be expanded upon to include space for an outbuilding or garage. Electric car owners rejoice at the vehicle charging station! This home has been inspected by the town and received its STR certification for future rentals.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $378 | $378 | $378 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,286 | $2,935 |
Total Monthly Payment | $2,768 | $2,739 | $3,388 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.