480 Island View Cir, Saint Augustine, FL, 32095 | $425,000

Welcome to 480 Island View Circle, nestled in the highly sought-after community of Eagle Creek. Tucked away at the back of the neighborhood, this home offers unmatched privacy and serene views of the beautiful marsh and preserve. As you step inside, you'll be greeted by an exceptional floor plan, featuring four spacious bedrooms, 2. 5 bathrooms, and an oversized two-car garage. The primary bedroom, located conveniently on the first floor, offers ease and comfort, making it the perfect retreat. The heart of the home is the open-concept kitchen and living area, creating an ideal space for both entertaining and relaxation. Large windows frame the lush, private backyard, where you can enjoy the tranquility of the surrounding natural beauty. Upstairs, you’ll find three generously sized bedrooms and a full bathroom, providing ample space for family or guests. This home has been well maintained, boasting brand-new windows, LVP flooring, and a fresh coat of interior paint. The landscaping has also been freshly manicured, ensuring stunning curb appeal. Beyond the home itself, the Eagle Creek community offers an exceptional lifestyle. Enjoy the well-maintained amenities, including a sparkling community pool and plenty of green space. The location is unbeatable, with easy access to historic downtown St. Augustine, pristine beaches, top-rated restaurants, and highly rated schools. This home is the perfect blend of comfort, privacy, and convenience in one of St. Augustine’s most desirable neighborhoods. Don’t miss the opportunity to make 480 Island View Way your new home—schedule your showing today!

Features

  • Amenities: Clubhouse,Community Pool Unheated
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 41x203x112x191
  • Style: 2 Story,Single Family Home
  • Year Built: 1996
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 1,865
  • Acreage: 0.37
  • Lot Size: 41x203x112x191
  • Est. Taxes: $3,773
  • HOA Fee: $132
  • Lot Desc: Marsh Front,Suburban, Conservation Backyard
  • Boat Access: No
  • Elem. School: Palencia Elementary
  • Middle School: Sebastian Middle
  • High School: St. Augustine High
  • MLS#: 244190
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/244190/480islandviewcir_saintaugustine_fl?source=qrflyer
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Listing courtesy of THE NEWCOMER GROUP

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

480 Island View Cir, Saint Augustine, FL, 32095

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 5.990% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.470% 6.161% 5.248%
Monthly Tax Payment $314 $314 $314
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,066 $2,036 $2,687
Total Monthly Payment $2,455 $2,425 $3,076

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.