362 Birch Lane, Irvington (Greenburgh), NY, 10533 | $825,000
Luxurious three bedroom end unit with attached garage in beautifully maintained Downingwood complex. The unit features an office/den off the entry foyer, a formal dining room and a huge sunken living room with wood burning fireplace and glass door to deck. Hardwood floors under carpet. The kitchen area includes an eating alcove and convenient access to the garage. The second floor offers three bedrooms. A bright, open primary bedroom with a generous walk-in closet has additional storage and attic access. The adjoining bath with walk-in shower completes the master suite. The Downingwood condominium complex provides a pool, tennis, clubhouse and gym for residents and is located in easy walking distance to bus, village, school and Metro North. Approximately 38 minutes on the Hudson Line to Grand Central Station. A/O 10/3/2024
Features
- Town: Irvington
- Parking: 1 Car Attached, Parking Lot
- Heating: Oil, Forced Air
- Cooling: Central Air
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: In Unit
- Complex: Downingwood
- Year Built: 1979
- Common Charge: $1,032 Monthly
- Approx Sq. Feet: 2,108
- Acreage: 0.28
- Est. Taxes: $10,989
- Elem. School: Dows Lane (K-3) School
- Middle School: Irvington Middle School
- High School: Irvington High School
- School District: Irvington
- Pets Allowed: Yes
- Appliances: Dryer, Oven, Refrigerator, Washer
- MLS#: H6319493
- Days on Market: 45 days
- Website: https://www.raveis.com
/prop/H6319493/362birchlane_irvington_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
362 Birch Lane, Irvington (Greenburgh), NY, 10533
$825,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $660,000 | $660,000 | $660,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
| Monthly Tax Payment | $916 | $916 | $916 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,747 | $4,118 | $5,525 |
| Total Monthly Payment | $4,755 | $5,126 | $6,533 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535