104 Mcpherson Street, Union, SC, 29379-1852 | $148,000

Charming Fixer-Upper with Beautiful Brick Exterior, Fenced Yard, and Expansive Outdoor Space. This home is full of potential, featuring a beautiful brick exterior and plenty of character. Situated on a spacious lot, this property is perfect for anyone looking to create a dream home with their personal touch. The fully fenced yard adds both privacy and security, making it ideal for pets, children, or simply enjoying your outdoor space in peace. The home boasts front, back, and entryway screened-in porches, providing multiple spots to relax and enjoy the fresh air, perfect for casual outdoor dining, hosting friends, or unwinding after a long day while taking in the peaceful surroundings. Inside, the house is in need of some love and updates. The A/C system needs replacement, but the window units can be used for cooling while you renovate at your own pace. With some effort and creativity, this home can be transformed into a cozy, inviting space that reflects your style. The solid brick structure gives a sturdy foundation for whatever updates you envision. The large, fenced backyard is perfect for those who love outdoor living. There’s plenty of space for gardening, playing, or creating your ideal entertainment area. Additionally, the property includes two separate sheds, offering valuable storage for tools, lawn equipment, or even a workshop for DIY projects. Located in a quiet, established neighborhood, this home is close to local conveniences while still providing the calm of small-town living. The brick exterior, fenced yard, and multiple outdoor spaces make this home a fantastic project for those with a vision. If you’re ready to take on a renovation project and make this home your own, this home has the charm, potential, and space to become something special. Come see the possibilities and imagine how you can bring your ideas to life!

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: 1st Floor, Laundry Room
  • Style: Ranch
  • Heating: Multi-Units
  • Cooling: Attic Fan, Wall/Window Unit(s), Multi Units
  • Basement: None
  • Acreage: 0.31
  • Est. Taxes: $65
  • Lot Desc: 1/2 Acre or Less
  • Elem. School: Foster Park
  • Middle School: Sims
  • High School: Union County
  • Appliances: Refrigerator, Free-Standing Electric Range, Microwave, Gas Water Heater
  • MLS#: 1536740
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/1536740/104mcphersonstreet_union_sc?source=qrflyer
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Listing courtesy of Lokation Real Estate LLC   Phone: 803-400-6216

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Contact@raveis.com

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

104 Mcpherson Street, Union, SC, 29379-1852

$148,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $118,400 $118,400 $118,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $5 $5 $5
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $719 $719 $936
Total Monthly Payment $799 $799 $1,016

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.