Welcome to this three bedroom, 2. 1 bath brick home perfect for an in-law setup. The upper levels of the home offer a renovated duplex including a large, updated kitchen with stainless steel appliances, stone counter tops and glass back splash that opens to the dining area, a living room great for entertaining, two bedrooms, a renovated full bath with a tub, a powder room and laundry. The lower level offers a large, renovated studio style area, kitchen area with stainless steel appliances and glass block back splash and a full bathroom. This home features an updated roof, hardwood floors, updated windows on the lower level and first floor, a fenced rear yard with a gazebo perfect to relaxing. This home does not require flood insurance and is also conveniently located in close proximity to the beach, amazing restaurants & shops, express bus to NYC, elementary/middle school, horseback riding, golf range, walking and biking trails. Taxes do not reflect the NYS STAR school tax exemption.
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Our Executive Mortgage Banker:
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$659,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,200 | $527,200 | $527,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $577 | $577 | $577 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,507 | $3,504 | $4,520 |
Total Monthly Payment | $4,176 | $4,173 | $5,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.