Welcome to this WATERFRONT first floor condo. Wonderful views of Boca Ciega Bay right from your living room windows. Enjoy views of the boats, seagulls, dolphins right from your living room or watch the manatees. This 2BR/2BA comes fully furnished with CARPORT steps away from your front door. This unit features 2020 HURRICANE windows and HURRICANE rated back door, 2013 A/C, and large neutral color ceramic tile throughout. Step out your backdoor to lush green lawn, grab a lawn chair, read a book, or watch the sea life or boats pass bye. The Sea Towers has conducted the state mandatory engineer inspection and HOA study. The Columbia Building has a NEW Roof, updated elevators and carpeted walkways. This HOA is $790. 20 a month and their monthly fee went DOWN January 2024. If you are looking for quiet peaceful living this is the place! A spectacular active community here at SEA TOWERS: This is waterfront and 55+community, offers fantastic amenities - two heated pools; tennis courts; fishing piers; shuffleboard courts; a putting green; a fitness center; saunas; and much more! There's even a full-time social director whose mission is to fill your calendar with exciting activities on-site, in and around St. Petersburg, and beyond. 100% Funded and Milestone inspection complete per new Condo Guidelines. Access to the beaches, nearby restaurants, shopping, John's Pass, Seminole City Center and entertainment which makes this the perfect place to live! Call today to see this wonderful unit!
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Our Executive Mortgage Banker:
Our Insurance Division:
$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $998 | $972 | $1,264 |
Total Monthly Payment | $1,377 | $1,351 | $1,643 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.