Discover the perfect blend of comfort and convenience with this delightful 2-bedroom, 1-bath home in vibrant St. Petersburg. Ideally situated just 15 minutes from the beautiful Gulf Beaches and 12 minutes from the lively heart of Downtown St. Pete, this property offers the best of both relaxation and urban excitement. Major items such as the AC, Roof, and Water Heater are all from 2017! The home features a welcoming living room with stylish wood-look laminate flooring and a ceiling fan, creating a cozy atmosphere. The open dining area and kitchen combo is perfect for everyday living and entertaining. The kitchen boasts stainless steel appliances, granite countertops, and rich espresso cabinets that offer both functionality and modern flair. Both bedrooms are nicely sized, ensuring comfort and ample space, and feature step-in closets for your storage needs. Head outside to your own private oasis. The large backyard is a true highlight, offering endless possibilities for relaxation and recreation. Enjoy sunny Florida days on the patio, perfect for dining al fresco or setting up a grill. The new fence adds privacy, while the 10 x 10 shed provides additional storage. With ample space, the backyard is also ideal for adding a pool or expanding the home to fit your future needs. Nestled right around the corner from Tyrone Shopping Center, you'll have an array of shopping and dining options at your fingertips. The property is conveniently close to neighboring cities, making it a perfect spot for those who appreciate both local amenities and easy access to surrounding areas. Don’t miss out on this wonderful opportunity to own a charming home in a sought-after location. Schedule your showing today and make this St. Pete gem your own!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $166 | $166 | $166 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,543 | $1,541 | $1,956 |
Total Monthly Payment | $1,784 | $1,782 | $2,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.