This spacious two family home features six bedrooms, offering ample living space for extended families or rental income potential. The property includes a finished basement with multiple rooms and a full bathroom, adding extra flexibility for entertainment, office space, or guests quarters. The walk -up attic provides potential for expansion, making this a home that can grow with your needs. Enjoy charming details such as hardwood floors, built-in shelving, and elegant pocket doors, adding character and functionality to the space. Outside, the home boasts a one-car garage and convenient off-street parking for multiple vehicles, and a spacious backyard perfect for outdoor activities, gardening or relaxing. Recent updates include a brand-new roof installed in June 2024, a new furnace from 2014, and an updated electrical panel, ensuring peace of mind and energy efficiency. This property is located less than 2 miles to beaches and close to a variety of restaurants.
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Our Executive Mortgage Banker:
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$580,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $464,000 | $464,000 | $464,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $338 | $338 | $338 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,819 | $2,819 | $3,667 |
Total Monthly Payment | $3,249 | $3,249 | $4,097 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.