Offering both comfort & convenience is this Colonial located a short walk from public schools, downtown Amherst, and the vibrant academic communities of UMass & Amherst College. Spanning 3, 068 sq ft, this colonial-style home offers ample and flexible living space. Once a farm house with a tavern stop, the floor plan can accommodate larger families or those who may require dedicated home workspaces. The great room with its separate entrance could serve as a first floor primary suite. Wide plank wood floors, two fireplaces, and large-pane windows contribute to the architectural charm of this home, which is accentuated by its wrap-around porch, inviting relaxation & social interaction. South-facing orientation, seller-owned solar panels with battery backup, and Buderus boiler contribute to energy efficiency & sustainability. Fenced front yard, 1 car garage, on a private road shared by a few neighborly families in a sought-after neighborhood. This tranquil setting will not disappoint!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | Second |
Bedroom 3 | Closet, Flooring - Hardwood | Second |
Bedroom 4 | Closet, Flooring - Hardwood | Second |
Dining Room | Flooring - Hardwood | First |
Kitchen | Flooring - Laminate, Dining Area, Stainless Steel Appliances | First |
Living Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box | Main,First |
Master Bedroom | Closet, Flooring - Hardwood, Dressing Room | Second |
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $860 | $860 | $860 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,699 | $3,695 | $4,689 |
Total Monthly Payment | $4,651 | $4,647 | $5,641 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.