Welcome to the Flora House!
You are going to fall in LOVE with this Fully Updated 2 BEDROOM, 2 BATHROOM, 1 CAR GARAGE home conveniently located in between Pasco and Pinellas counties with quick access to US 19!
As you walk through this ADORABLE home you will notice that it displays fresh, light, bright decor from the RECENT WHOLE HOME UPDATE. The NEW KITCHEN is definitely the star of the show -Everything has been tastefully updated with a cabinet design that uses the space well. Check out those photos of the BUTCHER BLOCK COUNTERTOPS, SUBWAY TILE BACKSPLASH with custom lighting and open shelves!. There are several “bonus spaces” to this home worth considering as well - an adorable covered front porch to greet your neighbors, a SCREENED BACK PORCH under the shade of a large oak tree, and a finished, AIR CONDITIONED GARAGE that contains a laundry area, and second bathroom. The Garage is perfectly set for someone to convert to a large suite, use as a bonus room, or as an air conditioned workshop/ office. This home is situated on an oversized corner lot with plenty of space to park a Boat or RV down the side.
There are SO MANY UPDATES to this charming Florida Bungalow! New Interior and Exterior PAINT. Luxury Vinyl Plank FLOORING throughout. All NEW PLUMBING fixtures. NEW KITCHEN CABINETS, Counters, Appliances, and Backsplash. NEW LIGHTING Throughout. Brand NEW AC SYSTEM 2024 - ductwork and mechanical. NEW ELECTRICAL panel 2024. Fully NEW SEPTIC System 2024. New Hot Water Heater 2024. ROOF REPLACED in 2018.
LOCATION: This home is located 30 minutes from Clearwater Beach. 20 minutes from Dunedin. 10 minutes from Downtown New Port Richey. 8 minutes from the Tarpon Springs Sponge Docks. The nearest beach (Anclote River Park) is 8 minutes down the road in the same city. Because of its convenient location along the coastal Highway 19, there are endless Florida activities at your disposal!
This is a perfect opportunity to purchase an affordable, updated, home that will qualify for many types of lending and insurance. All the hard work is done for you! In today's market it is a unique situation to get all of these new features for less than $300k. Reach out for more information or to schedule a private tour!
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Our Executive Mortgage Banker:
Our Insurance Division:
$276,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $221,360 | $221,360 | $221,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $39 | $39 | $39 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,473 | $1,471 | $1,898 |
Total Monthly Payment | $1,587 | $1,585 | $2,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.