1415 Talton AVENUE, Deland, FL, 32720 | $399,000

Charming Home with Income Potential in Beautiful DeLand
Discover the perfect blend of charm and modern convenience in this captivating home located in one of DeLand’s most cherished neighborhoods. Situated on a double lot, this property boasts a lush, mature landscape that creates a serene and inviting atmosphere. Immerse yourself in the character and grace of a well-preserved home, complete with period details and classic architecture that reflect the timeless beauty of DeLand.
Spacious Double Lot: Enjoy the expansive outdoor space offered by the second parcel of land, providing ample room for gardening, entertaining, or simply relaxing in your private oasis.

Detached Garage with Efficiency Apartment: The detached garage features a versatile efficiency apartment above it, ideal for generating rental income, housing guests, or providing a private retreat. This space combines convenience with flexibility, making it a valuable addition to the property.
Income Potential: Live comfortably in your beautiful historic home while benefiting from the rental income potential of the efficiency apartment. This dual-purpose setup allows you to enjoy the best of both worlds—elegant living with the added advantage of supplementary income.
Mature Landscaping: The property’s mature landscaping adds an extra layer of beauty and privacy, creating a picturesque setting that enhances your daily living experience.
This exceptional property is more than just a home; it’s a lifestyle opportunity. Don’t miss the chance to make this historic gem yours and enjoy the benefits of a well-rounded living experience with additional income potential.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 75 x 145
  • Laundry: Laundry Room
  • Year Built: 1958
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,414
  • Acreage: 0.25
  • Lot Size: 75 x 145
  • Est. Taxes: $829
  • View: City
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: V4938337
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/V4938337/1415taltonavenue_deland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 2:38:35 PM)
Listing courtesy of TOWN AND COUNTRY REALTY   Phone: 386-734-8890

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1415 Talton AVENUE, Deland, FL, 32720

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $69 $69 $69
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,124 $2,122 $2,737
Total Monthly Payment $2,268 $2,266 $2,881

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.