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1415 Talton AVENUE, Deland, FL, 32720 | $399,000
Charming Home with Income Potential in Beautiful DeLand
Discover the perfect blend of charm and modern convenience in this captivating home located in one of DeLand’s most cherished neighborhoods. Situated on a double lot, this property boasts a lush, mature landscape that creates a serene and inviting atmosphere. Immerse yourself in the character and grace of a well-preserved home, complete with period details and classic architecture that reflect the timeless beauty of DeLand.
Spacious Double Lot: Enjoy the expansive outdoor space offered by the second parcel of land, providing ample room for gardening, entertaining, or simply relaxing in your private oasis.
Detached Garage with Efficiency Apartment: The detached garage features a versatile efficiency apartment above it, ideal for generating rental income, housing guests, or providing a private retreat. This space combines convenience with flexibility, making it a valuable addition to the property.
Income Potential: Live comfortably in your beautiful historic home while benefiting from the rental income potential of the efficiency apartment. This dual-purpose setup allows you to enjoy the best of both worlds—elegant living with the added advantage of supplementary income.
Mature Landscaping: The property’s mature landscaping adds an extra layer of beauty and privacy, creating a picturesque setting that enhances your daily living experience.
This exceptional property is more than just a home; it’s a lifestyle opportunity. Don’t miss the chance to make this historic gem yours and enjoy the benefits of a well-rounded living experience with additional income potential.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 75 x 145
- Laundry: Laundry Room
- Year Built: 1958
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,414
- Acreage: 0.25
- Lot Size: 75 x 145
- Est. Taxes: $829
- View: City
- Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: V4938337
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/V4938337/1415taltonavenue_deland_fl?source=qrflyer
Listing courtesy of TOWN AND COUNTRY REALTY Phone: 386-734-8890
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1415 Talton AVENUE, Deland, FL, 32720
$399,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
| Monthly Tax Payment | $69 | $69 | $69 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,178 | $2,015 | $2,651 |
| Total Monthly Payment | $2,322 | $2,159 | $2,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388