Wow! This lovely 3 bedroom home with 1. 5 baths offers lots of updates and upgrades including stainless steel appliances in the kitchen and beautiful wood flooring throughout living area! The half bath in garage is air conditioned! HVAC 2016! The washer and dryer convey! EXTRA BONUS- There are Solar Panels (only 2 years old) that cost over $65, 000 and are paid off adding energy efficiency and low power bills! The large backyard has plenty of room for a pool, deck or spa. . . . . just imagine the possibilities. There are also 2 storage sheds (there is an above ground pool in one of the sheds which stays but is not warranted). The front yard has 2 driveways with plenty of room to park vehicles, boats or RV etc. This home is located in unincorporated Clearwater and may qualify for Pinellas County down payment assistance up to 75K (check with your lender) A must see!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,600 | $259,600 | $259,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $103 | $103 | $103 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,727 | $1,705 | $2,189 |
Total Monthly Payment | $1,905 | $1,883 | $2,367 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.