Charming Move-In Ready Home in Aloha Gardens! NO FLOOD INSURANCE REQUIRED!!!!
Prepare to fall in love with this beautifully maintained 3-bedroom, 2-bath home located in the heart of Aloha Gardens! Step inside to an inviting open-concept living area, perfect for everyday living and entertaining. The large dining room sets the stage for memorable family meals or game nights with friends.
The bright and spacious kitchen, updated in 2019, boasts new cabinets, granite countertops, stainless steel appliances, and an oversized breakfast bar ideal for casual dining or as a homework station. Sliding glass doors lead you to an expansive covered porch, the perfect spot for morning coffee or evening relaxation.
The generously sized bedrooms offer comfort and convenience, with two featuring walk-in closets. The master suite easily accommodates a king-size bed and includes an en-suite bathroom with upgraded granite countertops, backsplashes, and modern fixtures. Both bathrooms have been stylishly updated for a fresh and modern feel.
Notable upgrades include a brand-new HVAC system and water heater, both installed in 2019, and a new roof completed in June 2024! A French drain system was also added to the backyard, ensuring proper water drainage away from the patio. The home is in an "X" floodzone so NO Flood insurance is required!
Located just 40 minutes from Tampa International Airport, and a short drive to Fred Howard Park, Anclote Key State Park, and the charming areas of Downtown New Port Richey and Tarpon Springs, this home is in the perfect spot for easy living with plenty to explore.
Don't miss the opportunity to call this lovely home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $239 | $239 | $239 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,590 | $2,051 |
Total Monthly Payment | $1,905 | $1,904 | $2,365 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.