Welcome to RiverTown! You will love this charming 3 Bed, 2 Bath with an inviting front porch perfect for chatting with neighbors. The expansive kitchen features stainless steel appliances including a whisper quiet dishwasher, gas range, exquisite quartz countertops, 42'' cabinets, undermount lighting, crown moulding, beautiful tile backsplash, Bubble Glass Pendant lights. Enjoy pantry and broom closets with wood shelving, an art niche, and garage access. The dining room has an amazing custom Classic American Flat Panel style wall. The living room features 12-foot ceilings and opens to an oversized screened and paved lanai with gas bib and a 220-amp outlet to accommodate a future spa. An additional flex room with French doors for use as an office, playroom, gym or den. Enjoy breathtaking sunsets and water views by the firepit with family and friends. The sunbathed Owner's suite has a large bath with quartz counters, dual vanity and large walk-in closet. Second and third bedrooms share a large hall/guest bath. This amazing home features a whole house Generac generator, water softener system, gutters and fenced back yard. Walk to the River Club & enjoy events, the River Cafe and St. Johns River sunsets by the pool.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$510,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $625 | $625 | $625 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,714 | $2,680 | $3,441 |
Total Monthly Payment | $3,431 | $3,397 | $4,158 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.