TThis 2 bedroom one and a half bath home with owner financing available is move-in ready and situated on a large lot near Sun City's main community center. This home, unlike so many other homes in this area, has upgrades installed that will save the new owners tens of thousands of dollars ( repaired a main sewer line in 2024 with a 25-year warranty, new double pane windows in 2008, new service panel in 2021, new PVC water lines. This, combined with NO HOA FEES and a private well for lawn irrigation, all adds to the owner's current and future savings. This is Affordable Florida Retirement living at its best. Because there is no HOA, the owners have the option to add a fenced yard, dog run, or pool to this home's large outdoor area. The shed in the back yard will easily accommodate a golf cart and lawn equipment. The kitchen features all appliances, granite countertops, a ceiling-mounted pot rack, and a decorative backsplash. The island serves as a breakfast area and additional workspace for meal preparation. The living room has a wood-burning fireplace that can be reactivated. The bath features a walk-in shower to eliminate climbing over a tub. . . a great safety feature. Flat Screen TV, Refrigerator, Washer and Dryer stay. Sun City Center is one of Florida's most affordable, active, premier senior communities. It offers an exceptional range of social and recreational amenities, including nearly 100 clubs. It's a safe place where residents feel safe while enjoying the year-round outdoor lifestyle that Florida offers. Sun City Center is conveniently located with medical, restaurants, shopping, education, veterans support and entertainment all close by. Our community is one of the very few that allows golf carts on the roadways. We are also close to the Port of Tampa and Tampa International Airport. Some of the photos have been digitally enhanced.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $187,920 | $187,920 | $187,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $275 | $275 | $275 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,142 | $1,125 | $1,485 |
Total Monthly Payment | $1,492 | $1,475 | $1,835 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.