Must-see home in Water’s Edge! This spacious home, located in the desirable, gated Water's Edge community offers 1, 838 square feet of living space with a split floor plan, 4 bedrooms, 2 bathrooms and a 2 car garage. The property overlooks a pond and is located in a conservation area, creating a peaceful and serene environment. There is a screened-in Lanai so you can enjoy the natural surroundings. The home has been lovingly well-maintained but allows room for the next owners to make it their own. There is great curb appeal as well as a very inviting interior! There are surround sound speakers located in the living room, perfect for entertaining or movie night. The kitchen and dining areas are bright and open. There is a laundry room with washer and dryer included, with a convenient utility sink as well as copious storage space. The primary bedroom is generously sized with ample space for relaxation. The additional three bedrooms offer flexible accommodations to suit a range of needs. These space can be customized to meet individual preferences, whether they are used as a bedroom, home office, hobby room, or versatile living area. The two bathrooms are conveniently located to serve the household.
The home features gutters with downspouts all around, full surge protector, a 30 year roof, Bryant AC with new ductwork. Current homeowners will provide all maintenance records available. Residents can enjoy the community amenities, including Club house media, game and banquet rooms, a fitness center, community pool, 2 playgrounds, a fishing pier, basketball and tennis courts, gated entry and a security guard. HOA fees include basic cable, internet, trash and security. Overall, this property offers a wonderful living experience with its combination of spacious living areas, desirable community features, and natural surroundings, all conveniently located to Tampa airport, hospitals, restaurants and shopping. If you're looking for a great home that has lots of potential, look no further!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,073 | $2,653 |
Total Monthly Payment | $2,491 | $2,436 | $3,016 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.