Welcome HOME to this meticulous 2 bed 2 bath ranch in Ashaway, RI, which a beautiful and tranquil town nestled away in the rolling hills of rural Rhode Island. As you walk down the herringbone walkway and enter the sun-filled rooms gracing the hardwood floors throughout the home, enjoy the updated kitchen which has beautiful glass fronted cabinets to show off your favorite glassware, granite counters and under cabinet lighting. The addition off of the kitchen will make a perfect dining area or family room where you can enjoy or unwind in your gazebo watching the wildlife - deer, hummingbirds, just to name a few. The mature landscaping includes many fruit trees, lupine, honeysuckle, hydrangea, peonies, phlox among many other budding flowers. The larger bedroom has its own bath with tile floors, granite counters and a shower and a walk-in closet and a grande window finishes out this room overlooking the backyard. The hall bath is updated along with windows throughout, plumbing, exterior siding, driveway, furnace and garage. Located along the eastern coast of Rhode Island, 35 miles southwest of Boston, MA, and 190 miles northeast of New York, NY and a short drive to area beaches, shopping, restaurants, train station and minutes to Downtown Westerly. Excited to share this great opportunity with you. GREAT INVESTMENT FOR COLLEGE HOUSING OR SECOND HOME
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Our Executive Mortgage Banker:
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$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $346 | $346 | $346 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,396 | $2,334 | $2,962 |
Total Monthly Payment | $2,817 | $2,755 | $3,383 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.