Great things come in all size packages and this home is special. Warm and inviting with gleaming hardwood floor in the living room along with a cozy fireplace to enjoy during cooler weather. A dining room for casual or formal meals, with sliders to a light filled 4 season room which can be a main level family room complete with heat and A/C. Sliders to an oversized deck and out to a level yard that is both private and quiet; a wonderful space for casual entertaining. Prepare your meals in this charming kitchen complete with stove, dishwasher, refrigerator, and a pantry closet for overflow storage. There are 3 bedrooms all with hardwood floors and ample closet space. A full bath with tiled walls and floor. The lower level offers additional entertaining space for family get togethers or a Recreation, gaming, music, or playroom for the little ones. Built-ins to display your treasure, books or what you like. A small office, half bath with a cedar closet to complete the finished area. The washer and dryer included and utilities complete this level. A 2 car detached garage for cars or toys and room for guest parking in the driveway. Convenient location to shopping and highway for travel. This lovely home is waiting for you to make it your home. agents related
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Family Room | Cathedral Ceiling,Ceiling Fan,Wall/Wall Carpet | Main |
Half Bath | Cedar Closet,Tile Floor | Lower |
Kitchen | Ceiling Fan,Tile Floor | Main |
Living Room | Ceiling Fan,Fireplace,Hardwood Floor | Main |
Office | Laminate Floor | Lower |
Primary Bath | Tile Floor | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Main |
Rec/Play Room | Wall/Wall Carpet | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $275,920 | $275,920 | $275,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $491 | $491 | $491 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,677 | $1,677 | $2,181 |
Total Monthly Payment | $2,243 | $2,243 | $2,747 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.