This charming, oversized Starr-built Cape has been lovingly maintained by its original owner and offers a unique opportunity to customize further. The home features 3 bedrooms and 1 bath. Potential to finish a 4th bedroom, already roughed in with electrical, to create a stunning second-level suite for a total of 1860 sq ft of living space! Recent updates include new LVT flooring in the mudroom, family room, kitchen, and bathroom, complementing the beautiful hardwood floors found throughout the first and second floors. The large family room and brick fireplace, provides a perfect space for gatherings. Replacement Harvey windows, mid-life furnace, and vinyl siding. Situated on a gorgeous, flat level yard in a peaceful neighborhood setting, this property is conveniently located close to shopping and has easy access to I-91. H/B Due 9/9 7PM.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Upper |
Bedroom 2 | Flooring - Hardwood | First |
Bedroom 3 | Flooring - Hardwood | Second |
Bedroom 4 | Second | |
Dining Room | First | |
Dining Room | Main | |
Family Room | Main | |
Full Bath | Main | |
Kitchen | Flooring - Vinyl | First |
Kitchen | Main | |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | Main |
Master Bedroom | Flooring - Hardwood | First |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $433 | $433 | $433 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,409 | $1,409 | $1,833 |
Total Monthly Payment | $1,917 | $1,917 | $2,341 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.