Adorable & Affordable! Nestled inside Historic Kensington NH this charming property boasts an expansive landscape, a spacious interior & hardwood floors throughout. Ideally located between the bustling cities of Portsmouth NH & Newburyport MA yet mere minutes from downtown Exeter, this whimsical abode is sure to please today's trending families. The heart of the home wows w/ a bright n sunny living room, formal dining, eat-in kitchen & a comfy family room, w/ wood burning fireplace. The main level continues w/ a nifty screened-in porch, a new 1/2 bath & access to the mudroom, which leads directly to the attached garage. The 2nd level impresses with a lovely Primary En-Suite, 3 more guest bedrooms, a fun family bath, a handy home office and a HUGE bonus space over the garage which if finished, could become a fabulous great room! There's a walk-up attic area and a full height basement complete with laundry room, workshop, bonus space & access to the garage. Due to the abundance of sun from the southern exposure, solar panels would be a great addition to this home. The sellers have truly loved this home and have made smart improvements both recently and over the years. Kensington is part of the esteemed SAU-16 school system and is convenient to nearby commuter routes, daily shopping venues & seacoast beaches as well as the lakes & mountains region beyond! Don't miss this seeing this special property!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $538,000 | $538,000 | $538,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $1,011 | $1,011 | $1,011 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,269 | $3,269 | $4,252 |
Total Monthly Payment | $4,372 | $4,372 | $5,355 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.