18993 Alfaro LOOP, Spring Hill, FL, 34610 | $389,000

Welcome to 18993 Alfaro Loop in the Talavera Community near Land O’ Lakes! Built-in 2019 by the renowned M/I Homes, this stunning Sentinel model combines modern elegance with comfortable living. As you enter, you are greeted by a thoughtfully designed layout. To one side, two bedrooms share a full bathroom. On the opposite side, a versatile den provides the perfect space for a home office, playroom, or additional guest room. The heart of the home is the kitchen in an open setting. It features dark wooden cabinetry, granite countertops, a desired center island for meal preparation or casual dining, and a closet pantry. The kitchen seamlessly flows into the Great Room, which is bathed in natural light and perfect for entertaining. The stainless steel appliances and the island add a touch of modern sophistication. The primary suite is a private retreat located at the back of the home. It boasts an en-suite bathroom with a walk-in shower and a spacious walk-in closet. Dual sliding glass doors in the Great Room lead to the backyard, which is perfect for outdoor gatherings. This property has solar panels, which will be fully paid for by the Seller at closing. These panels offer significant savings on energy bills and add to the home's eco-friendly appeal. Talavera's amenities enhance the community's lifestyle. They feature a resort-sized heart-shaped pool with a splash pad, a clubhouse, tennis and basketball courts, cabanas, and a playground. The neighborhood is designed with sidewalks throughout, making it perfect for strolls. Conveniently located, this home offers quick access to major highways, including I-75, the Suncoast Parkway, SR 52, and US Hwy 41. Don’t miss the opportunity to make this beautiful home yours and enjoy the vibrant Talavera lifestyle!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2019
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,786
  • Acreage: 0.17
  • Est. Taxes: $5,647
  • HOA Fee: $65 Quarterly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: U8255878
  • Days on Market: 80 days
  • Website: https://www.raveis.com
    /prop/U8255878/18993alfaroloop_springhill_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 7:32:07 AM)
Listing courtesy of BILTMORE GROUP INC   Phone: 727-559-2008

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

18993 Alfaro LOOP, Spring Hill, FL, 34610

$389,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,200 $311,200 $311,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $471 $471 $471
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,070 $2,068 $2,668
Total Monthly Payment $2,616 $2,614 $3,214

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.