High and dry after recent hurricanes! Hurricane impact windows and garage door! Riverside Retreat with Unique Manatee Touches on Over an Acre! No HOA!
This is your dream waterfront Florida-style home nestled along the scenic Alafia River. Offering a serene escape with modern comforts and unique touches that make it truly special. This single-family gem sits on over an acre of lush land, with the gentle flow of the river right at your doorstep. Fruit trees on property! View manatees, turtles, and so much more! Kayak from your own property!
Throughout the home, you’ll find whimsical manatee accents that add charm and character, a nod to the gentle giants that frequent the river. Enjoy an oversized breakfast bar and island in the kitchen, perfect for entertaining or casual family meals. A picturesque window over the kitchen sink provides a beautiful view of your expansive property. A separate room with its own outside entry and bathroom is ideal for visitors or in-laws, offering them privacy and comfort. The property includes a large deck overlooking the river, perfect for relaxing or hosting gatherings. Enjoy your morning coffee on your swing listening to nature. The oversized garage features a built-in bar area, making it a great space for entertaining. RV parking, boat parking, and a shed so you’ll have plenty of space for all your vehicles, lawn equipment and toys. The spacious primary bedroom boasts a lovely walkout balcony, where you can enjoy peaceful moments with river views. The en suite bathroom includes a walk in shower, jacuzzi tub and double vanities. The home is equipped with two AC units for optimal comfort on hot Summer River days.
Don’t miss your chance to own a piece of Florida paradise on the Alafia River!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $561 | $561 | $561 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,481 |
Total Monthly Payment | $4,906 | $4,901 | $6,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.