Welcome to this stunning 5 bedroom, 3 full bathroom home in the highly sought-after community of Valencia Gardens. This spacious property features a beautifully updated kitchen with custom cabinetry and soft-close pullout drawers, GE Kitchen Appliances, Double Oven, Walk-in Pantry, Kitchen Island, tasteful Quartz counters with Marble backsplash for the modern cook to be inspired. Enjoy the warmth of wood floors, adding elegance and charm. The large split floor plan provides comfortable gathering spaces and private bedroom retreats. The primary bedroom has been thoughtfully extended, offering additional space and comfort with Double Walk-in Closets and Seperate Bathroom Vanities. Large windows and sliding glass doors across the back of the home allows for the 10' cielings to fill with plenty of Natural Light. The upstairs Bonus Room offers many optional uses and has additonal storage with a walk-in closet of it's own. Making it ideal for a growing family, hosting guests, or a playroom. The upstairs A/C replaced in 2022, Roof and Kenetico Water Softner updated in 2021. You'll also appreciate the 3 car garage with the raised garage entrance, standing at 8 feet tall, providing clearance for larger vehicles. Spring admirers can look forward to sipping coffee by the breakfast nook or on the covered patio while taking in the vibrant colors of the Florida Orchids, Crepe Mrytles, and Tabebuia Trees. This home provides privacy, beauty, and comfort. Don't miss the opportunity to live in this wonderful community, zoned for Top Rated Schools, convenient to the Land O' Lakes Recreation Complex, shopping, dining and highway access. Approximately 25 miles from Tampa International Airport and 13 miles from the University of South Florida.
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Our Executive Mortgage Banker:
Our Insurance Division:
$610,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $342 | $342 | $342 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,329 | $3,243 | $4,151 |
Total Monthly Payment | $3,763 | $3,677 | $4,585 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.