4574 Herman CIRCLE, Port Charlotte, FL, 33948 | $475,000

Under contract-accepting backup offers. WATERFRONT 2 Bedroom, 2 Bathroom, 2 Car Garage, Pool home, with 80 FEET OF WATER FRONTAGE in Port Charlotte. NO HOA FEES! CLICK ON THE VIRTUAL TOUR LINK 1 FOR THE VIDEO AND VIRTUAL LINK 2 FOR THE 3D TOUR. Featuring a bright & airy floor plan, tile flooring throughout, CAPTIVATING water views, and MUCH MORE! Entertain your friends and family with an open living and dining room with a large glass slider and GORGEOUS water views. The kitchen offers ALL Stainless-steel appliances, solid surface counters, plenty of cabinets for storage, a breakfast counter with pendant lighting, and a service window with a BEAUTIFUL water view. The master bedroom has a walk-in closet, a glass slider for pool access, a SERENE view of the canal, and a private en-suite bathroom with a single sink vanity and a walk-in shower with a bench. The guest room has a built-in closet, a slider to the lanai, and a guest bathroom nearby. Sip your morning coffee while taking in a BREATHTAKING sunrise or wind down with your favorite evening beverage on the lanai. Dip into the crystal waters of a private pool or soak up the sun from the pool deck, complete with an outdoor shower. Set sail for endless water adventures from a private dock with a 10, 000lb boat lift, from your backyard! 2008 METAL ROOF - HURRICANE IMPACT WINDOWS - HURRICANE GARAGE DOOR - 2022 WATER HEATER & A/C - 20X8 DOCK - 10, 000LB BOAT LIFT - RAIN GUTTERS - IRRIGATION. MINUTES to Port Charlotte Beach Complex that offers sand, sheltered waters, and spectacular sunsets year round. Amenities include a boardwalk with a fishing pier, boat ramp, canoe/kayak launch, horseshoe pits, bocce courts, basketball courts, tennis courts, volleyball court, playground area, small shelters with picnic tables, two large pavilions, restrooms, heated swimming pool, and a recreation center. Also nearby is US-41, local favorites such as Fishermen’s Village, Ponce De Leon Park, shopping & boutiques, fine & casual dining, and LIVE entertainment. Schedule your showing TODAY!

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: In Garage
  • Year Built: 1979
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,200
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $3,869
  • Lot Desc: FloodZone, In County, Irregular Lot, Landscaped
  • View: Pool, Water
  • Elem. School: Meadow Park Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pool: Gunite, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7497371
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/C7497371/4574hermancircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/9/2024 1:27:22 AM)
Listing courtesy of KW PEACE RIVER PARTNERS   Phone: 941-875-9060

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4574 Herman CIRCLE, Port Charlotte, FL, 33948

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $322 $322 $322
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,528 $2,496 $3,205
Total Monthly Payment $2,925 $2,893 $3,602

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.