One or more photo(s) has been virtually staged. Experience serene living on over 5 acres with this charming 2005 Clayton model, 3-bed, 2-bath home offering a perfect blend of comfort and nature as well as having an oversized, detached 3-car garage. Enjoy breathtaking sunrises and sunsets in a private setting, with a small pond in the backyard, ideal for fishing. The interior features a modern kitchen equipped with a new microwave, refrigerator, washer, dryer, built-in range/wall oven and a convenient island with a built in pantry closet. The master suite boasts a luxurious bathroom with a giant tub and shower, a walk-in closet, and an inviting office nook. Additional highlights include a Vermont Casting soapstone wood stove and durable vinyl and carpet flooring. There is a newer hurricane-rated roof with architectural shingles and a solar attic vent as well. The property also includes a laundry room, a man-made shed protecting the well pump, and a fully fenced-in property to the wetland providing a peaceful retreat, perfect for those seeking both comfort and outdoor enjoyment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $40 | $40 | $40 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,622 | $1,580 | $2,055 |
Total Monthly Payment | $1,737 | $1,695 | $2,170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.