Welcome to 13 Skylark Rd! Perfect for anyone looking to downsize or those in the market for a 2nd home in a 55+ community, this spacious 2 bedroom 2 full bath home is located in the desirable & private Westchester Village neighborhood. Stepping onto the front porch and through the main entrance, this open concept home showcases vaulted ceilings in a large sunlit living room, which flows into the eat-in kitchen with plenty of solid built-in cabinetry & room for a dining table. The hallway leads to a large primary suite including a private full bath with stand-up shower & linen closet. The single-level living is complete with another bedroom, full bath with shower/tub combo, and laundry area which leads to an enclosed porch overlooking the backyard. Additional features include new roof in 2023, 2 sheds, off-street parking, low maintenance vinyl siding & windows, & more! Located within close proximity to Priam Vineyards & Winery, the Airline Trail, Day Pond State Park, and only a 10 minute drive to downtown Colchester or 20 minutes to Goodspeed Opera House, plus much more! This park has restrictions and an application is required to purchase, please reach out for more details.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Vaulted Ceiling,Ceiling Fan,Wall/Wall Carpet | 12.0 x 13.0 | Main |
Eat-In Kitchen | Vaulted Ceiling,Built-Ins,Dining Area,Double-Sink,Laminate Floor | 13.0 x 19.0 | Main |
Living Room | Vaulted Ceiling,Ceiling Fan,Engineered Wood Floor | 13.0 x 19.0 | Main |
Primary Bedroom | Vaulted Ceiling,Full Bath,Wall/Wall Carpet | 13.0 x 13.0 | Main |
Sun Room | Wall/Wall Carpet | 9.0 x 19.0 | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,920 | $119,920 | $119,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $167 | $167 | $167 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $729 | $729 | $948 |
Total Monthly Payment | $970 | $970 | $1,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.