Presented byThe Lu-Ann Perkins Team |
Riverside Beach rights! (has a small tidal beach area). There are 2 access points to the water, one at the end of Daniels Ave. and one at the end of 3rd Ave. Perfect access for fishing/kayaking and more! Look for white railings and the Riverside Beach sign. Both are within walking distance of this 3 bdrm, 1 bath Cape Cod style home. Walk into the heated/enclosed front porch room that leads to living room, 1st fl. bedroom, dining room, kitchen and full bath. Upper level with 2 bdrms, large walk in closet. Vinyl siding, fha heating w/ oil fuel. Covered porch off rear of home, . 21 acre lot with established perennial garden area and specimen trees, detached shed. (looks like it used to be a 1 c garage at one time). Easy access to Rte 1, I95, restaurants, marina area at the end of the Niantic River Rd. access to Rope Ferry Rd. into downtown Niantic just minutes away. Paint and carpets/flooring will make it shine! Vision appraisal indicated 28 Fourth Ave but mls tax information indicated the parcel number address is 28 4th Ave.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 8.0 x 14.0 | Main | |
Bedroom 2 | 9.0 x 16.0 | Upper | |
Dining Room | 9.0 x 11.0 | Main | |
Kitchen | 9.0 x 11.0 | Main | |
Living Room | 10.0 x 11.0 | Main | |
Primary Bedroom | Walk-In Closet | 11.0 x 18.0 | Upper |
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $366 | $366 | $366 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,652 | $1,652 | $2,149 |
Total Monthly Payment | $2,093 | $2,093 | $2,590 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.