Experience country comfort in this charmingly renovated ranch-style home nestled in the Heart of Putnam Valley by Lake Oscawana. Take leisurely strolls to the lake or indulge your green thumb in the garden this is an idyllic retreat. Step inside to an inviting Open Floor Plan, where the stone fireplace beckons for cozy evenings by the fire. Entertain effortlessly in the expansive dining area or on the delightful deck amidst beautifully landscaped surroundings. With 3 bedrooms, 2 full baths, and versatile space for a home office, gym, or guest quarters, flexibility is built into every corner. Recent upgrades including a brand new roof and new hardwood floors, windows, water filtration system, bathrooms, appliances and kitchen ensure modern comfort and style. Located near the lake, hiking and biking trails, and major highways. Convenience is at your doorstep: with easy access to Metro North, shopping, and dining. Just 60 minutes from NYC, this home is perfectly suited for year-round living or weekend getaways. This is a house that is always a pleasure to come home to.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $864 | $864 | $864 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
Total Monthly Payment | $3,595 | $3,592 | $4,362 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.