This stunning "front to back" split-level home with four bedrooms and 2. 5 bathrooms on a cul de sac is within walking distance to buses and the LIRR. The newly sided and updated exterior of this home features an insulated garage door and new gutters with the Leaf Filter system. This home has a private driveway and walkway to a tiled foyer which opens onto your family room with a fireplace and wet bar. Also accessible from the foyer is a half bathroom and an entrance to your laundry/mud room. The laundry room features a washer and a dryer, plenty of counter and storage space, and a second refrigerator. Walking up a half flight of stairs leads you to the bright Living Room/Dining Room with a cathedral ceiling. This "great room" concept has a bank of large windows and glass doors leading to your oversized slate patio. The Eat-in Kitchen has Cherrywood Cabinets with a new stainless-steel refrigerator and microwave. The staircase that features stained oak handrails leads to the second-floor open landing with a walk-in storage closet and oversized linen closet. The large master bedroom features an office nook area, two walk-in closets and an ensuite bathroom. The large second bathroom features a make-up area, dual sinks and a whirlpool tub. Of the three other bedrooms one large bedroom has a walk-in closet, another large bedroom has sliding mirror closet doors with a built-in dresser and the third bedroom (which was used as a second office area) has a sliding door closet. The partially finished basement has lots of storage plus a Gas furnace and standalone water heater. The oversized garage has ample storage areas, cabinets and work area. This picturesque home sits on a 0. 2599-acre lot with a tree lined back yard. Plus, the sale also includes a separate unimproved 0. 0718-acre wooded lot, for a total of 0. 3317 acres for the entire property. A property tax grievance is on file for 2024/25.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,240,000 | $1,240,000 | $1,240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $1,813 | $1,813 | $1,813 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,944 | $7,635 | $10,297 |
Total Monthly Payment | $8,882 | $9,573 | $12,235 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.