Enjoy the best of small-town island life in this updated townhome just steps to the beautiful beach. This 3-bedroom, 3 bath townhome offers 2+ car garage and office/den downstairs with A/C and access to your screened lanai and green space. Upstairs you have an open floor plan with dining /living combo. Kitchen remodeled in '17 with new cabinets, quartz countertops, open living space looks out to your screened balcony with stairs leading down to patio. Bedroom and full bath on this level. Upstairs find a large primary bedroom with bath, vaulted ceilings, lots of closets and another screened balcony. Full sized washer and dryer and 3rd bedroom with full bath complete your spacious townhome. Upgrades include updated baths, new carpet and tile throughout, hurricane rated windows on West side and shutters on the east side patio doors, new garage door, roof new in '21, AC in '20, new siding and gutters '24. All plumbing updated in '20. Lots of closet and storage space. Pull down stairs for easy access to A/C. Meticulously maintained and ready for you. Harbour House is a small, well-kept community that features a heated pool. All ages and small dog (up to 25 lbs. ) or 2 cats allowed. Walk across the street to beach access.
Community is Golf cart and bike friendly. Enjoy the nature park next door and just a few blocks to library, art center, pickleball and tennis courts skateboard park, restaurants and bars. Close to Tampa and St Pete. All the work is done, so make this your island getaway now.
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$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,986 | $3,982 | $5,053 |
Total Monthly Payment | $4,262 | $4,258 | $5,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.