Seller will purchase a 2/1 buy down to reduce buyers interest rate with accepted offer. Welcome to the stunning neighborhood of Victoria Hills. This exceptional Spruce model pool home, built in 2022, showcases a paver driveway, a stylish pool area with spa, and an eye-catching stone veneer. Nestled in a prime location at the back of the community on the 15th hole of the golf course, this home offers unparalleled privacy with no neighbors in front or behind. The expansive floor plan is designed with a thoughtful three-way split, ensuring all bedrooms are private suites. An additional bonus room serves as a versatile office or activity space. The large kitchen is a chef's dream, featuring an elegant natural gas stove, oversized shaker cabinetry, expansive granite countertops with a farmhouse sink, and a cozy dining area. The owner's suite is a true retreat, boasting an oversized walk-in closet and a luxurious shower. This energy-efficient home is powered by solar panels, which convey with the sale and could potentially save you up to $500 a month on your power bill. Additionally, the home is equipped with natural gas for the stove, water heater, clothes dryer, and hot tub. Victoria Hills offers a wealth of amenities, including golfing, pickleball, tennis, two fitness centers, and two community pools one with a zero-entry play area and a playground. As a golf cart-friendly community situated between Orlando and New Smyrna Beach, Victoria Hills provides convenient access to major highways, making commutes a breeze. The HOA fee includes Cable TV, high-speed 300 Mbps internet, irrigation, and access to all the community features. Residents also enjoy easy access to the Victoria Hills Golf Club, a beautiful 18-hole course designed by Ron Garl. The course is lined with majestic oak hammocks and Augusta pines, and is surrounded by pristine lakes and flowing greens a golfer's paradise.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $665 | $665 | $665 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,667 | $3,663 | $4,726 |
Total Monthly Payment | $4,423 | $4,419 | $5,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.