Discover your dream escape in this enchanting 2-bedroom, 1-bath home nestled in the heart of the woods! Perfectly situated for those seeking tranquility and adventure, this property offers the ideal blend of cozy living and outdoor excitement with room for updating/upgrades As you approach this charming home you'll be greeted by the warm, rustic appeal of recently reshingled cedar planks that add character and charm to the exterior. Step inside to find a bright and inviting living space, ready for your personal touches with a recently updated bathroom and wood stove. The full basement is just waiting to be finished into a family room, game space, or even an extra bedroom – the possibilities are endless! Outside, your private paradise awaits. Picture yourself gathering around the fire pit, enjoying quiet moments surrounded by towering trees and the soothing sounds of nature. With deeded private beach rights to Whispering Pines Association on Crystal Lake, you can bask in the sun, swim, or launch your boat just a short stroll from your front door. For the adventurous spirit, the nearby trails beckon. Hop on your snowmobile and explore the picturesque routes that lead all the way to Canada, or enjoy summer days on the crystal-clear waters with fishing, kayaking, or simply soaking in the sun. Whether you're looking for the perfect starter home, an investment property, or a serene getaway, this gem has it all! Don’t miss the chance
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $158 | $158 | $158 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,555 | $1,555 | $2,023 |
Total Monthly Payment | $1,788 | $1,788 | $2,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.