Modern Courtyard House available for sale in the beach community of Pine Neck, Sag Harbor. Built in 2019, with significant upgrades added, this light-filled, 4-bedroom, 3 1/2 bath home is purposely designed and concepted around a sunny central courtyard and constructed on-site with highly efficient SIP modular panels with a standing seam metal roof and Pella insulated windows and doors. The 2020 addition of a 17 'x 11. 5' heated saltwater Gunite plunge pool and an extensive and naturalistic planting schematic ooze Hampton's sophistication and style, creating a peaceful oasis close to Sag Harbor Village and Long Beach. With an exceptional rental history, the house spans over two levels; the 1500 +/- sq ft main level features an open plan kitchen, dining, and living area, including a cozy gas fireplace and three ensuite bedrooms, with an additional 1350 +/- sq ft lower level, which was finished to include a 4th bedroom, a full bath, office, laundry room, entertainment room, and wet bar. There is also a storage room, with exterior access through Bilco doors, and a separately designated mechanical room. Additional features include custom California Closets in all bedrooms, 4 SMART TVs, WIFI extenders, and a central vacuum system. An outside shower and gas fire pit patio, surrounded by irrigated grasses, evergreens, shrubs, and diffused light, complete the ambient picture.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,756,000 | $1,756,000 | $1,756,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.396% | 5.990% |
Monthly Tax Payment | $479 | $479 | $479 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,970 | $10,812 | $14,582 |
Total Monthly Payment | $10,573 | $11,415 | $15,185 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.