First impressions say it ALL!! As you pull up to this lovingly cared for and tastefully updated 4 BR, 2 bath ranch style home on a 0. 97 acre lot. You will immediately notice the hedgerow of hydrangeas that line the front yard as well as the meticulously maintained perennial gardens and sizeable yard. This home has seen many updates, some to include are, new roof in 2016, siding, windows, insulation added in attic and garage in 2022. Newer appliances, fresh interior paint, updated bathrooms and a whole house generator was added as well. The main floor offers a bright spacious kitchen, full dining room that opens to an inviting sunroom w/LP gas heater that overlooks the gardens, and also leads out to an attached deck. The walk out basement heated w/ a pellet stove has a huge family room, bar area, laundry area, 3/4 bath and a very spacious bedroom. A bonus room that would be a great office/study space. This property is in a great location and convenient to I-89 and all amenities. Showings will start after the open house on 9/7/24 OPEN HOUSE: Saturday, September 7th from 11 to 1
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $378 | $378 | $378 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,102 | $2,698 |
Total Monthly Payment | $2,581 | $2,555 | $3,151 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.