Welcome to this exquisite 1, 508 sq ft home in Highland Lakes. This cozy 2 bedrooms, 2 bathrooms boasts a large open floor plan. Living room and dining room combo. The second bedroom can be closed off by a locking pocket door making the bedroom, second bathroom and hallway a private retreat for a family member or guest. The second bathroom has a solar tube light that makes the home energy efficient. The living room leads to the beautiful sunroom/ office through french doors. It also has a solar tube light and lots of natural light. That can serve as an office or a yoga/gym retreat. You will have peace of mind with a brand NEW ROOF (2024) NEW inside paint (2024) ALL NEW kitchen appliances, upgraded landscaping and an inviting screened rear porch with Florida glass on top that is perfect for entertaining or family gatherings at any time. Highland Lakes is a 55+ community. Gated Community. There is a Clubhouse and two pools, driving range, RV parking, wood work shop, tennis and pickleball courts, catch/release fishing, bocce balls court, shuffleboard pits, golf driving range, library, and craft room. The community offers nightly functions such as bingo, poker night, etc. Come take a look at your future primary residence or winter home. Very low HOA
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $211 | $211 | $211 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,461 | $1,405 | $1,874 |
Total Monthly Payment | $1,747 | $1,691 | $2,160 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.