Cash only. . . . . 2/1 939 SF Home with detached 1/1 560 SF residence zoned Multi-Family. Welcome home to this fantastic investment opportunity just minutes from downtown St. Petersburg! This residence sits on a nice sized lot and is located just a few blocks from the interstate, also, there is paved alley access at the rear with more than ample parking. The roofs on both structures were new in 2022 and there are separate electrical meters. This 1930's beauty offers tons of architectural features, from the oak flooring and cove ceilings to the gargoyle on the roof. Most of the windows are original with the original glass. Step out back and see where this home really shines, the lot is shaded by beautiful oak trees and there is plenty of area to make this space all your own. Whether you are looking for an investment property, a detached in-law living accommodation or live in one and rent out the other, options abound, hurry, do not miss your chance at this opportunity!
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Our Executive Mortgage Banker:
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$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $38 | $38 | $38 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,754 | $2,226 |
Total Monthly Payment | $1,869 | $1,867 | $2,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.