This Arts and Craft style home was originally a simple writer's cabin a beautiful spot for creativity surrounded by nature and of course the lake side setting for inspiration. The dreamy setting includes frontage on Lake Sepasco, a beautiful 26-acre lake with a private dock, surrounded by mossy paths, meadows and beautiful tree canopy. The original cabin remains part of the first floor and offers a bedroom, bath and sitting room with fireplace. A major addition completed in 2001 substantially increased the footprint of the house. The main floor now provides an eat-in kitchen and living room with a gorgeous fireplace built from stones sourced directly from the property. An all-season dining room featuring radiant heat floors and a fireplace is framed with windows to take advantage of lake views and leads to a beautiful stone patio ideal for evenings around a fire pit. Upstairs 2 bedrooms boast lake views and share a full bath. The 3-car garage has electric service, a work bench and storage above. The exterior features a large covered front porch, a side patio for dining and an outdoor shower. A fenced-in garden and expansive meadow toward the front of the 5. 5-acre parcel complete this offering. Ideally located to get away from everything, and yet just 5 miles from Rhinebeck, 5 miles from Red Hook and 5 miles from Taconic Parkway.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $848 | $848 | $848 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,600 | $6,076 | $8,237 |
Total Monthly Payment | $6,573 | $7,049 | $9,210 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.