Independence **BACK ON MARKET buyer got cold feet ** Lush conservation lot location & dynamite home with many upgrades & beautifully maintained** Fantastic wrap around covered screened patio with new epoxy lanai floor in 2022 plus a new patio +/- 2020 overlooking this beautiful wooded lot ** Plantation Shutters throughout ** 1st flr den with newer wood floors 2020 ** FIRST FLOOR MASTER BEDROOM w en-suite master bath and large walk in closet ** Beautiful master bath offering two vanities, a garden tub & separate shower ** Outstanding custom kitchen with plenty of built in cabinetry, a built in convection oven and microwave plus a large walk in pantry ** All kitchen appliances remain including the new refrigerator 2023, garbage disposal 2024, gas stove cooktop and dishwasher ** Directly off the kitchen is a separate breakfast area plus another space that could be used as a family room or a dining area with beautiful views of the conservation ** Right off the kitchen are attractive french doors leading to the screened patio space ** Other upgrades include a new roof in 2021, new gutters on the N side of house 2023, new 1st flr gas furnace & AC 2023, new upstairs air/heat compressor 2020, exterior AC replaced +/- 2019, exterior stone work around the driveway and on the front steps in 2023, mostly all of the interior painted in 2020 & the exterior painted in 2022 and gas outlet on the lanai ** Full laundry room with washer and gas dryer that are included ** End load attached 2+ car garage with storage cabinets ** The Orange County Appraiser site square footage 2966sf and 4 bedrooms and 3 bathrooms is incorrect. Square footage used is based on the Sellers Appraisal when he purchased the home shows 3411sf ** Home has 5 bedrooms and 4 full baths ** All measurements used are approximate from the builder floor plan. Buyer to verify room measurements. Refrigerator in the laundry room conveys.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $567,200 | $567,200 | $567,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $458 | $458 | $458 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,774 | $3,770 | $4,783 |
Total Monthly Payment | $4,324 | $4,320 | $5,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.