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8 1 Thorpe Avenue, Portsmouth, RI, 02871 | $575,000
ISLAND PARK PORTSMOUTH COLONIAL WITH WATER VIEW OF SAKONNET RIVER AND CONVENIENT ACCESS TO THE WATER If you are into water sports like kayaking, fishing or boating, then this 1, 408 sq. ft. , 3 bdrm, 1. 5 bath home, with public access to the water located less than 50 yards from your front door, is just what you are looking for. Exterior was recently re-stained, & interior walls and carpets are in great condition making it move-in ready. The 1st floor has a spacious, bright, fully-applianced, eat-in kitchen with refrigerator, gas stove/oven & dishwasher; spacious living room with a brick fireplace; and half bath with laundry area equipped with washer & dryer. Bedrooms are located on the 2nd floor, two in the front of the house and the primary bedroom, with cathedral ceiling, located at the rear of the house with access to a deck with a great water view of the Sakonnet River and fenced in back yard great for entertaining family and friends. Other amenities include a hi-efficiency direct vent gas heater, a full a septic system and cable/internet ready. There is easy access to the 32'x22' attic space with subfloor providing loads of storage space. Short distance to Island Park Beach and numerous local restaurants means you never need to call a cab or Uber. Centrally located just 20 minutes from and Newport's downtown and harbor area containing numerous restaurants, shopping opportunities and entertainment venues and NAVSTA Newport, and 25 minutes from Providence.
Features
- Amenities: Golf,Highway Access,Marina,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Colonial
- Year Built: 1993
- Garage: No Garage
- Heating: Baseboard,Gas,Hot Water
- Cooling: None
- Basement: Crawl Space,Interior Entry,Unfinished
- Approx Sq. Feet: 1,408
- Est. Taxes: $5,034
- View: Saltwater,Water
- Appliances: Dryer,Dishwasher,Electric Water Heater,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1367580
- Website: https://www.raveis.com
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
8 1 Thorpe Avenue, Portsmouth, RI, 02871
$575,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $420 | $420 | $420 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,138 | $3,057 | $3,879 |
| Total Monthly Payment | $3,650 | $3,569 | $4,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB