New to the Market - Pride of Ownership! This distinguished ranch has been lovingly maintained over the years and is nestled on a quiet street in the highly sought-after Garden City. The home features an eat-in kitchen with a sliding glass door that allows an abundance of natural light to stream in, leading to a private, fenced rear yard perfect for family outdoor entertainment. Just off the kitchen is a spacious living room with a central fireplace. Down the hallway, you'll find three well-appointed bedrooms and a full bath. The lower level offers additional living space with a finished area, as well as a laundry area, workshop, full bathroom and utility room. Notable features include a newer roof, central air, Windows/slider, remote shades, sprinklers, laundry hook up on main level and an attached one-car garage. This property is conveniently located near the brand-new, state-of-the-art elementary school, as well as the many shops, and eateries of Garden City Center. This is an estate sale- being sold as is. Come take a look and make 24 Perennial your new home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $403 | $403 | $403 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,174 | $2,172 | $2,808 |
Total Monthly Payment | $2,652 | $2,650 | $3,286 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.