There are 2 homes on this property being sold for a total of $299, 000. Square footage includes them both. One is a large beautiful home on one side of the property with 2040 square ft. and the other is a 1994 manufactured home with 1041 sq ft. on the north end of the property. Very quiet on a large parcel. Acreage is approximate. The main house is listed with the town as a mobile home but the owner did tear down the original walls and built a studded stick built home from the foundation up. The only leftover from the original mobile home is the steel frame. There is a one car garage attached besides the detached two car garage/barn. The 1st floor is very open area including kitchen/dining/living room area. Enclosed porch has a nice view of the stream and fields on back side of house. A nice stream runs along the property line past the barn. 2 story barn has enough space for 3 cars inside of 1st floor. Upper floor could be converted to living space for a tenant or In-law Suite. Large back deck for entertaining guests or family events! Very peaceful area not far from St. Johnsbury. Road frontage is approximate.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
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Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,590 | $2,017 |
Total Monthly Payment | $1,666 | $1,665 | $2,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.