Under contract-accepting backup offers. If a country setting with city conveniences is what you desire, this Charming, move-in ready Single Family Pool home is a must see! This 4 bedroom, 3 bath home is situated on a beautiful . 27 acre home site in the quiet, highly desirable Riverview community of Lake St. Charles; an idyllic, 400 acre community surrounding a 70-acre lake that is conveniently positioned near shopping, restaurants & major interstates. The easy and natural flow of this Morrison Homes built floor plan make the spaciousness of this 2, 384 square foot, casual yet elegant home feel even grander. The interior boasts an open floor plan, a formal living area, a formal dining room, an office/study w/double French doors, a nice sized family room measuring approx. 12x15, an inside laundry room w/upper cabinets & additional storage, front entry door w/glass allowing ample natural light, custom window shutters, upgraded light fixtures & faucets, crown molding, a warm yet trendy color pallet and beautiful porcelain tile (neutral in color) flow throughout the home. The kitchen has ample cabinet and counter space, granite countertops, tile backsplash, a breakfast bar w/available seating, and a complete stainless appliance package. The primary bedroom is 12x15 with double walk in closets. The en suite bath has a large double bowl vanity w/multiple drawers and ample under sink storage for towels or miscellaneous items, granite counter tops, upgraded mirrors & light fixtures, a soaking tub, XL shower w/earth tone tile & separate toilet closet. The very spacious, covered, screened lanai with pavers & the gorgeous saltwater pool/spa are accessible from the family room and the pool bath. This custom saltwater pool & spa obtain several amazing features – they are both heated and offer an automation system that can be controlled from anywhere, LED lights that can be adjusted by the aquai link, a fantastic shallow water lounge chair ledge for relaxing in the sun, and a ton of space for outdoor furniture/umbrellas and/or fire pit. The community of Lake St Charles provides a number of recreational amenities where residents can enjoy nature in abundance. Each village within the community have homes nestled in and around the scenic 70-acre lake, wetlands and ponds that are surrounded by majestic pine and oak trees. Residents can enjoy a nice walk, hike or bike ride around a 2 mile paved nature trail that weaves around the conservation areas, lake and private community park. Along the trail/path there are multiple benches to sit and enjoy the view, and 10 outdoor exercise stations for a short workout if desired. Recreational amenities include a clubhouse, large swimming pool w/separate lap pool, spa and kiddie pool, lighted sand volleyball court, 15 acres of outdoor park facilities encompassing soccer & baseball fields, 2 basketball courts, 3 tennis courts, a dog park, 2 children playgrounds, gazebo with drinking fountains for people & pets, a rustic canoe launch and 2 fishing docks. In addition to the low HOA fee of $120. 00 annually and reasonable yearly CDD fee, this home and community have a lot to offer its new owner/family.
*Full home Generator, Roof is 8 years old, A/c system replaced approx. 2014
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $707 | $707 | $707 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,726 | $3,723 | $4,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.