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7786 S Main Street, Pine Plains, NY, 12567 | $550,000
You wanted charm? This vintage 1903 village home in Pine Plains, NY once served as both the town pharmacy and library, and many of the bookshelves and apothecary drawers remain. The large home on a landscaped half acre is filled with period details: wood moldings, original door knobs and intricate iron hardware, a carved mantelpiece, and several built-ins. And under the carpets are beautiful wood floors. Entered from either of two covered porches, the first floor has a living room, library, dining room, laundry room, powder room and eat-in kitchen. Upstairs are four bedrooms, a study, and a full bath with a spacious walk in closet. While the house is in move-in condition, updating the kitchen and baths will make the home really shine. The fenced-in yard has gardens, a wide-open lawn and a barn with loft that serves as a garage and workshop. Steps away from popular local restaurants and the Stissing Center for the Arts, this property is right in the heart of this up-and-coming town.
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 1 full / 1 half
- Style: Colonial
- Year Built: 1903
- Garage: 2-car Attached
- Heating: Oil, Forced Air
- Cooling: Window Unit(s)
- Basement: Partial, Unfinished
- Approx Sq. Feet: 3,072
- Acreage: 0.47
- Est. Taxes: $5,537
- Middle School: Stissing Mountain Jr/Sr High School
- High School: Stissing Mountain Jr/Sr High School
- School District: Pine Plains
- Appliances: Oven, Refrigerator
- MLS#: H6326089
- Days on Market: 59 days
- Website: https://www.raveis.com
/prop/H6326089/7786smainstreet_pineplains_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
7786 S Main Street, Pine Plains, NY, 12567
$550,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $461 | $461 | $461 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
| Total Monthly Payment | $3,480 | $3,477 | $4,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535